• Columnists

Rita Cheng, CFP®, CRPC, CEO of Blue Ocean Global Wealth

COLUMN = WEALTH

Marguerita M. Cheng, CFP® is the CEO of Blue Ocean Global Wealth, which provides corporations and institutions with portfolio construction, investment due diligence, and risk-management consulting services. The firm works with families, entrepreneurs, and executives to help them identify and achieve their financial goals. As a CFP Board Ambassador, she helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning.

A Financial Planning Association (FPA) National Board Member and member of the finance committee, Cheng served eight years on the Board of Directors of her alma mater, The Robert H. Smith School of Business at University of Maryland, where she collaborated to increase alumni engagement and developed asset management education programs. She is also the President of the Blue Ocean Economic Empowerment Fund.

Cheng says her greatest joy and passion is touching the lives of others so that they may achieve their “personal financial success.”

For more information, visit www.blueoceanglobalwealth.com.

Securities offered through Private Client Services, LLC. Member FINRA | SIPC. Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

‎The biggest flaw in our existing theory of capitalism lies in its misrepresentation of human nature.”

– Muhammad Yunus

The only dream worth having is to live while you’re alive and die only when you’re dead.”

– Arundhati Roy

Entrepreneurs are willing to roll the dice with their money or reputation on the line in support of an idea or enterprise.”

– Victor Kiam

You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing.”

– Maya Angelou

The real voyage of discovery consists not in seeking new lands, but in seeing with new eyes.”

– Marcel Proust

We need to learn to set our course by the stars, not by the lights of every passing ship.”

– General Omar Bradley

A man without a smiling face
 should not open a shop.”

– Chinese Proverb

Instead of loving your enemies, treat your friends a little better.”

– Edgar W. Howe

Practice kindness all day to everybody and you will realize you’re already in heaven now.”

– Jack Kerouac

Always be on the lookout for the presence of wonder.”

– E.B. White

If it isn’t good, let it die. If it doesn’t die, make it good.”

– Ajahn Chah

Everyone is a mirror image of yourself—your own thinking coming back at you.”

– Byron Katie

The critical ingredient is getting off your butt and doing something.”

– Nolan Bushnell, founder, Chuck E. Cheese's

You don’t love someone because of their looks or their clothes or their car. You love them because they sing a song only your heart can understand.”

– L.J. Smith

Who cares if my glass is half empty or half full; I still have something to drink.”

– Optimism rules

If you do not tell the truth about yourself
, you cannot tell it about other people.”

– Virginia Woolf

Inspiration and genius — one and the same.”

– Victor Hugo

Women once had the goal of being Superwoman; I think most of us now simply strive to have a super day.”

– Author, Activist Lee Woodruff

Education is not the filling of a pail, but the lighting of a fire.”

– William Butler Yeats

Never never never never give up.”

– Winston Churchill

We need to learn to set our course by the stars, not by the lights of every passing ship.”

– General Omar Bradley

You only live once. But if you do it right, once is enough.”

– Mae West

Success is about finding a livelihood that brings joy, self-sufficiency, and a sense of contributing.”

– Anita Roddick

A discovery is said to be an accident meeting a prepared mind.”

– Albert Szent-Gyorgyi

My job is my hobby. I come to work to play.”

– Uli Becker, president, Reebok International

The gem cannot be polished without friction; nor man perfected without trials.”

– Chinese proverb

As your desire is, so is your will. As your will is, so is your deed. As your deed is, so is your destiny.”

– Brihadaranyaka Upanishad

He who knows he has enough is rich.”

– Tao Te Ching

The curious paradox is that when I accept myself just as I am, then I can change.”

– Carl Rogers

When we speak we are afraid our words will not be heard or welcomed. But when we are silent, we are still afraid. So it is better to speak.”

– Audre Lorde

The fixity of a habit is generally in direct proportion to its absurdity.”

– Marcel Proust

Promise me you’ll always remember: You’re braver than you believe, and stronger than you seem, and smarter than you think.”

– Christopher Robin to Pooh

Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”

– Mark Twain

I can’t go back to yesterday—because I was a different person then.”

– Lewis Carroll

A warrior cannot complain or regret anything. His life is an endless challenge, and challenges cannot possibly be good or bad. Challenges are simply challenges.”

– Carlos Castaneda

It is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change.”

– Charles Darwin

We make a living by what we get; we make a life by what we give.”

– Winston Churchill

Education is the ability to listen to almost anything without losing your temper or your self-confidence.”

– Robert Frost

Destiny is not a thing to be waited for, it is a thing to be achieved.”

– William Jennings Bryan

Always look at what you have left. Never look at what you have lost.”

– Robert H. Schuller

If you look at what you have in life, you’ll always have more.
 If you look at what you don’t have in life, you’ll never have enough.”

– Oprah Winfrey

Speaking more than one language is no longer just an asset in today’s job market; it is a requirement.”

– Tom Adams, CEO, Rosetta Stone

Some things are destined to be—it just takes us a couple of tries
to get there.”

– J.R. Ward, Lover Mine

If you have built castles in the air, your work need not be lost; that is where they should be. 
Now put foundations under them.”

– Henry David Thoreau

“Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently.”

– Steve Jobs, Apple, Inc.

My goal was to tell the life side of the story. We have become a nation of voyeurs that expect sensationalism, and that offends me.”

– Kathleen Jo Ryan

Have the courage to follow your heart and intuition. They somehow know what you truly want to become.”

– Steve Jobs

He who wants to tear down a house must be prepared to rebuild it.”

– African Proverb

You don’t go into a field that requires cracking people’s heads open or operating on something as delicate as the spinal cord unless you are comfortable with taking risks.”

– Dr. Ben Carson

The world I believed in, back in my most innocent, uninformed, childish mind—is real.”

– Martha Beck