• Columnists

Scott Golden, Co-Founder, Golden & Cohen

COLUMN = INSURANCE

Scott Golden, CFO of the health-benefits firm Golden & Cohen is recognized as an industry leader in the small to mid-size insurance market, and ranks among the area’s top producers, according to the Washington Business Journal’s Annual List.

He received a BS in Marketing from the University of Maryland in 1985, an MBA from George Washington University in 1990, and later a JD and LLM in taxation from the University of Baltimore. His advanced academic and legal degrees enable him to evaluate local and national mandates in conjunction with helping his clients prepare and implement the proper strategy.

Supporting the community is important to Scott, who advocates about the importance of lower health-care rates on behalf of his clients. He has served on the Green Acres School Board of Trustees and sits on the board of ALS-DC in Maryland.

Scott is a native of upstate New York. He has been married to Golden & Cohen co-owner Stephanie Cohen since 1989. They have two children.

For more information about Scott’s insurance firm, visit www.golden-cohen.com contact Scott Golden by email at scott@golden-cohen.com.

Only those who will risk going too far can possibly find out how far one can go.”

– T.S. Eliot

The dove descending breaks the air / With flame of inkandescent terror.”

– T.S. Eliott

Persist and persevere, and you will find most things that are attainable, possible.”

– Lord Chesterfield

If you do not tell the truth about yourself
you cannot tell it about other people.”

– Virginia Woolf

Life shrinks or expands in proportion to one’s courage.”

– Anais Nin

Ripeness is all.”

– William Shakespeare

To be what we are, and to become what we are capable of becoming, is the only end of life.”

– Robert Louis Stevenson

Part of your destiny is to live in the zone of maximum satisfaction.”

– Martha Beck

Once you find something you love to do, be the best at doing it.”

– Debbi Fields, Mrs. Fields Cookies

If your success is not on your own terms, if it looks good to the world but does not feel good in your heart, it is not success at all.”

– Anna Quindlen

We are all of us born with a letter inside us, and that only if we are true to ourselves, may we be allowed to read it before we die.”

– Douglas Coupland

It is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change.”

– Charles Darwin

You must have chaos within you, to create a dancing star.”

– Frederic Nietzsche

Letting go of expectations is a ticket to peace. It allows us to ride over every crisis—small or large—like a beach ball on water.”

– Martha Beck

It is easier to fight for one’s principles than to live up to them.”

– Alfred Adler

The journey is the reward.”

– Greg Norman

Destiny is a name often given in retrospect to choices that had dramatic consequences.”

– J.K. Rowling

An entrepreneur tends to bite off a little more than he can chew hoping he’ll quickly learn how to chew it.“


– Roy Ash, co-founder of Litton Industries

Education is the most powerful weapon which you can use to change the world.”

– Nelson Mandela

We are not meant to resolve all contradictions, but to live with them and rise above them.”

– William Blake

What is the point of having free will if one cannot occasionally spit in the eye of destiny?”

– Jim Butcher, White Night

Happiness is an attitude. We either make ourselves miserable, or happy and strong. The amount of work is the same.”

– Francesca Reigle

To follow, without halt, one aim: There’s the secret of success.”

– Anna Pavlova

The less effort, the faster and more powerful you will be.”

– Bruce Lee

It is to no purpose to turn away from the real nature of the affair because the honor of its elements excites repugnance.

– Carl von Clausewitz, On War

Our deepest wishes are whispers of our authentic selves. We must learn to respect them. We must learn to listen.”

– Sarah Ban Breathnach

Who cares if my glass is half empty or half full; I still have something to drink.”

– Optimism rules

That man is richest whose pleasures are the cheapest.”

– Henry David Thoreau

In three words I can sum up everything I’ve learned about life: it goes on.

– Robert Frost

A diamond is a lump of coal that stuck with it.”

– Norwegian proverb

A discovery is said to be an accident meeting a prepared mind.”

– Albert Szent-Gyorgyi

He who wants to tear down a house must be prepared to rebuild it.”

– African Proverb

That which does not kill us makes us stronger.”

– Friedrich Nietzsche

Never cut what you can untie.”

– Joseph Joubert

‎The biggest flaw in our existing theory of capitalism lies in its misrepresentation of human nature.”

– Muhammad Yunus

I’ve come to confirm that one’s title, even that of president, says little about how well one’s life has been led. No matter how much you’ve done, or how successful you’ve been, there’s always more to do, to learn, and to achieve.”

– Barack Obama

It is not in the stars to hold our destiny but in ourselves.”

– William Shakespeare

You take your life in your own hands, and what happens?
A terrible thing: no one to blame.”

– Erica Jong

Try not to become a man of success but rather to become a man of value.”

– Albert Einstein

4oz tequila + 1oz TripleSec + 2oz lime juice + 1oz simple syrup (sugar=water), 1 cup crushed ice. Shake + dance around the kitchen.

– Avenida Margarita

Remove those ‘I want you to like me’ stickers from your forehead
and, instead, place them where they truly will do the most good—on your mirror.”

– Susan Jeffers

‎No one is useless in this world who lightens the burden of another.”

– Charles Dickens

Just don’t give up trying to do what you really want to do.
Where there is love and inspiration, I don’t think you can go wrong.”

– Ella Fitzgerald

Of course there is no formula for success except perhaps an unconditional acceptance of life and what it brings.”

– Arthur Rubinstein

Hold fast to dreams, for if dreams die, life is a broken-winged bird that cannot fly. Hold fast to dreams, for when dreams go, life is a barren field frozen with snow.”

– Langston Hughes

But all the while I was alone, the past was close behind, I seen a lot of women, but she never escaped my mind, and I just grew, tangled up in blue.”

– Bob Dylan

Do not say, ‘why were the former days better than these,’ for it is not from wisdom that you ask this.”

– Ecclesiastes, 7:10

If you do work that you love, and the work fulfills you, the rest will come.”

– Oprah Winfrey

Don’t follow, lead. Don’t copy, create. Don’t start, finish. Don’t sit still, move. Don’t fit in, stand out. Don’t sit quietly, speak up. (Not all the time, sure, but more often.)”

– Seth Godin

You often meet your fate on the road you take to avoid it.”

– Goldie Hawn

If you wish success in life, make perseverance your bosom friend, experience your wise counselor, caution your elder brother, and hope your guardian genius.”

– Joseph Addison

The goal of Life is to make your heartbeat match the beat of the universe, to match your nature with nature.”

– Joseph Cambell

The awakening to the mystery of life is a revolutionary event; in it an old world is destroyed so that a new and better one may take its place.”

– J.J. Van Der Leeuw, The Conquest of Illusion

Do you have the desire to create something new; the strength of conviction to believe your creation will be successful, and the reservoir of energy necessary to thrust it into the marketplace?”

– Steven Schussler

We need to learn to set our course by the stars, not by the lights of every passing ship.”

– General Omar Bradley

The biggest flaw in our existing theory of capitalism lies in its misrepresentation of human nature.”

– Muhammad Yunus

Destiny is not a thing to be waited for, it is a thing to be achieved.”

– William Jennings Bryan

The curious paradox is that when I accept myself just as I am, then I can change.”

– Carl Rogers

The critical ingredient is getting off your butt and doing something.”

– Nolan Bushnell, founder, Chuck E. Cheese's

Promise me you’ll always remember: You’re braver than you believe, and stronger than you seem, and smarter than you think.”

– Christopher Robin to Pooh

Entrepreneurs willingly assume responsibility for the success or failure of a venture and are answerable for all its facets.”

– Victor Kiam

There are children playing in the street who could solve some of my top problems in physics, because they have modes of sensory perception that I lost long ago.”

– J. Robert Oppenheimer

The only person you are destined to become is the person you decide to be.”

– Ralph Waldo Emerson

The quality of your life is directly related to the amount of uncertainty you can comfortably live with.”

– Tony Robbins

Great minds discuss ideas. Average minds discuss events. Small minds discuss people.”

– Eleanor Roosevelt

Nobody talks about entrepreneurship as survival, but that’s exactly what nurtures creative thinking.”

– Anita Roddick, founder, The Body Shop

Many people prefer to play it safe when it comes to business matters. Are you willing to take risks in the pursuit of entrepreneurial success?”

– Steven Schussler

Traveling is one way of lengthening life, at least in appearance.”

– Benjamin Franklin

Confidence is the most important thing you can teach someone… if you can teach them confidence, you don’t have to teach them anything else.”

– Vin Diesel

Speaking more than one language is no longer just an asset in today’s job market; it is a requirement.”

– Tom Adams, CEO, Rosetta Stone

When you are asked if you can do a job, tell ‘em, ‘Certainly I can!’ Then get busy and find out how to do it.”

– Theodore Roosevelt

Education is the ability to listen to almost anything without losing your temper or your self-confidence.”

– Robert Frost

Find somebody to be successful for. Raise their hopes. Think of their needs.”

– Barack Obama

The young man knows the rules, but the old man knows the exceptions.”

– Oliver Wendell Holmes Jr., U.S. Supreme Court justice

A person who learns to juggle six balls will be more skilled than the person who never tries to juggle more than three.”

– Marilyn vos Savant

If you want to be busy, keep trying to be perfect. If you want to be happy, focus on making a difference.”

– Lisa Earle McLeod

When the power of love overcomes the love of power, the world will know peace.”

– Jimi Hendrix

Everyone is a mirror image of yourself—your own thinking coming back at you.”

– Byron Katie

What would you attempt to do if you knew you could not fail?”

– Magical

I have spent a good part of my life convincing people that a blank sheet of paper is the greatest opportunity in the world, and not frightening at all.”

– Marty Skler, executive vp, Walt Disney Imagineering

Do you believe it is important to give back some portion of your wealth to support charitable causes?”

– Steven Schussler

The true entrepreneur is a doer, not a dreamer.”

– Nolan Bushnell, founder, Chuck E. Cheese's

In the middle of difficulty lies opportunity.”

– Albert Einstein

Do not be afraid of mistakes, providing you do not make the same one twice.”

– Eleanor Roosevelt

A man without a smiling face
 should not open a shop.”

– Chinese Proverb

Pain is inevitable. Suffering is optional.”

– Dalai Lama

‎That which grows fast withers as rapidly; that which grows slowly endures.”

– J.G. Holland, novelist

Pretend that every single person you meet has a sign around his or her neck that says, ‘Make Me Feel Important.’ Not only will you succeed in sales, you will succeed in life.”

– Mary Kay Ash

Look at everything as though you were
seeing it either for the first or last time.
Then your time on earth will be filled with glory.”

– Betty Smith

You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing.”

– Maya Angelou

Women once had the goal of being Superwoman; I think most of us now simply strive to have a super day.”

– Author, Activist Lee Woodruff

Running that first shop taught me business is not financial science; it’s about trading.”

– Anita Roddick, founder, The Body Shop

Always bear in mind that your own resolution to succeed is more important than any one thing.”

– Abraham Lincoln

We are perfectionists. We are hungry to work all the time. We are entertained by every aspect of business and we never want to stop working.”

– Suzy Welch

We make a living by what we get; we make a life by what we give.”

– Winston Churchill

If people like you they’ll listen to you; if they trust you, they’ll do business with you.”

– Zig Ziglar

It is only with the heart that one can see rightly,
what is essential is invisible to the eye.”

– Antoine de Saint-Exupéry

Do not follow where the path may lead. Go, instead, where there is no path and leave a trail.”

– Ralph Waldo Emerson

If you have built castles in the air, your work need not be lost; that is where they should be. 
Now put foundations under them.”

– Henry David Thoreau

The only way to compel men to speak good of us is to do it.”

– Voltaire