• August 2014

The Future of Retirement: Is There a Dark Side?

CERTIFIED FINANCIAL PLANNER PRACTITIONER Howard Pressman was featured on WUSA9 talking about The Dark Side of Retirement.

“To hear the financial services industry tell it, retirement looks like a distinguished gray-haired man and an attractive silver-haired woman walking hand in hand down a magnificent beach, enjoying the sunset while gazing lovingly and contentedly into each other’s eyes,” Pressman told WUSA9 reporter Debra Alfarone. “They don’t have a care in the world, and why should they? They are retired.”

But there is a dark side of retirement that no one talks about, he insists, pointing to statistics from the Substance Abuse and Mental Health Services Administration that show:

  • The proportion of older people treated for a combination of cocaine and alcohol abuse tripled between 1992 and 2008.
  • Cocaine abuse among the elderly was the leading cause of hospital admissions involving drugs, even outpacing admissions for prescription drug abuse.

And according to the Centers for Disease Control and Prevention:

  • Among Americans of all ages, 12.4 per 100,000 will take their own life each year.
  • Among people over age 65, that number jumps to 14.9—and some experts believe the instances are under-reported.
  • As startling as those numbers are, white men over age 65 take their own lives at a rate of 29 per 100,000—more than twice the overall rate.

Alfarone asked Pressman: What can be done to avoid such an unhappy outcome?

Pressman suggests asking yourself, or your loved one who has retired, the following questions:

  • What are you interested in that you would one day like to explore further?
  • Which three to six people can you turn to for emotional, physical, and spiritual support?
  • What will a perfect day in retirement look like? What about a perfect week?
  • In what ways will you stay active and fit in retirement?

Click here to watch the segment.

For more information, send Pressman an email at hpressman@ebwllc.com.

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